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Search PPP Loans by Zip Code

Search PPP Loans by Zip Code

87 comments

·February 7, 2025

elashri

$755B was forgiven. I know that there are many benefits for this program but I cannot resist comparing this with the NSF budget. This is equal to about 75.5 years of the current NSF budget (assuming constant budget but unlikely as there is planned deep cuts). If we assume that the budget will increase 5% to adjust for inflation (unlikely too) then that would about 32yrs. Not that I'm comparing in absolute usefulness. I just don't understand why this particular item in the budget making all this noise while comparing to the vast majority of programs is peanuts.

63

It's been discussed before but I'll go ahead and say it again. Any administration that was actually serious about cutting spending to benefit the American people would start with cutting unnecessary defense projects and large scale healthcare reform. Those categories take up the vast, vast majority of the budget. But instead, they cut the programs projecting benevolence to the world and protecting us from tuberculosis outbreaks because they were "full of marxists" and then proceeded to outline a horrifying plan for expansion that would certainly increase defense costs. There isn't actual logic here, it's based on subjective feelings and lies designed to appease voters and enrage them at the other side. God forbid there ever be any deep thought or nuance to anything.

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ultrarunner

One causes "the base" to dig in even deeper in their support. The other makes people happen under subsequent administrations. Americans' addictions to cheap sugar doesn't end at literal donuts.

paulddraper

Often when people speak of healthcare reform, it’s spending more from the budget.

But otherwise yes, Defense, Medicare, and Social Security are the largest expenditures.

p3rls

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JumpCrisscross

> $755B was forgiven

I have almost $50k in that number. (1099 income.) It was a waste.

A friend was a senior staffer negotiating that bill. We were together, in 2020, when these bills were drafted and passed. My friend aimed to exempt people like me from forgiveness. I, of course, didn't mind the free money, but know that for my $50k there are the e.g. Ciprianis borrowing millions only to transfer it, immediately, to their personal accounts. Even selfishly, I was a net payer.

They never managed to exempt me. So I applied for the loans, got them, never paid a dime, applied for forgiveness, got it and then walked away. (I didn't fire myself, nor even cut my hours!) Granted, these sums are peanuts compared with the bonanza I'm about to reap with Trump's TCJA mark 2. But at least that's plainly a giveaway to the wealthy.

ericjmorey

Trump made sure that there was no mechanism to track any illegal activity related PPP grant program.

ks2048

This is all less-than-peanuts when compared to Trump's tax plan released today: $5-$11 trillion over ten years.

https://www.crfb.org/blogs/trump-tax-priorities-total-5-11-t...

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niceice

Why was it forgiven?

xtiansimon

Don’t know about the OPs case, but forgiveness was based on meeting the requirements of the program: 60% of the loan to employees and 40% to approved employer expenses (business overhead such as rent and electricity).

I assisted with the submission of PPP forgiveness for 4 restaurants.

paulddraper

When the program was launched, there were ways of exempting from repayment, like not doing lay offs.

Dalewyn

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moshun

It’s hard to imagine that people really believe world leadership in science is just a meaningless line item to be culled to make political points, but here we are. It will definitely be worth it to someone in the long run, but undoubtedly not the American people.

Dalewyn

Our budget, all of it, needs an audit, the people have complained about government waste and demanded an audit for ages. We are finally getting that long desired audit.

Spread the entire budget out, all expenses line by line for all to see, and may they survive or be culled based solely upon their merits in the eyes of the American people. If the NSF's expenses are justifiable, demonstrate it in witness of the American people like any other line item.

So to use some choice words from our Vice President: "I don't really care." I don't want my taxes wasted on bullshit and I think most Americans agree with me. And if you're against audits, I have to wonder what your motives actually are.

elashri

> particular audience here is particularly vested in science industries in one form or another

That's literally everyone on planet earth. You are relying on science in every industry and it development in one way or another.

pstuart

As noted elsewhere here, if you are only "saving money" by cutting programs you don't like then it's not about saving money -- it's about gutting programs you don't like.

There are large chunks of government money that are effectively investments in the future, and it's important to recognize that as each budget is evaluated.

binary_slinger

Many sole proprietorships registered and individuals in my area have these loans. I suspect this was a major contributor to inflation.

For example, a neighbor who owns several franchised restaurants received a few million in PPP loans. But during COVID he also bought a Cirrus Vision Jet. Very suspicious.

The PPP loan program is a borrower self-certified program. Meaning the gov't did absolutely nothing to ensure funds actually went to payroll.

buttercraft

In my area, US attorneys recently went after someone for misuse of PPP money and got a judgemental against him. The person who turned him in got a big, fat reward.

geor9e

Feature Request: I really wish there was a button to use the zip code where I'm looking on the map. I don't have zip codes memorized. So I see a bunch of pins around the zip code of my childhood home and then the rest of the map is blank. My only option is to open google maps in another window and copy paste zip codes back and forth. Cool website though - despite the effort to navigate I'm finding a lot out.

zarie

Just added this! Thanks for the suggestion :)

geor9e

Awesome! This makes browsing funner. I am shocked how many PPP loans went out - it's almost every single business in some places. I had no idea.

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zarie

I'll work on that!

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YeBanKo

$755 billion was forgiven. That is roughly $2.5K per person, assuming US population of 300 million.

downrightmike

Almost all the loan availability were spoken for within hours. The grifters got there first, and the people who really needed the help often got stiffed. The Catholic Church took PPP loans and used it to pay off all the lawsuits from their priests raping kids.

https://www.wmlawyers.com/2020/07/sex-abuse-victims-outraged...

joenot443

I’d posit that $3.5m is a drop in the bucket when compared to the $600 _billion_ budget of the program itself. Linking to a law firm blog isn’t doing any favors if you’re trying to present yourself as objective here. It seems disingenuous and pretty transparently ideologically motivated to try and make a shaky connection to pastor abuse, truthfully I think you can do better.

cyberax

Musk is using similar cherry-picked examples to justify shutting down USAID.

Dalewyn

>and the people who really needed the help often got stiffed.

Just one anecdata, but we (family business) were "people who really needed the help" and got approved for PPP, both times. You needed to be fairly timely on applying because of the absurd demand, though.

We had to file paperwork including our payroll, income/loss sheets and more with our bank (not SBA) who actually did most of the groundwork because any PPP loan not forgiven is on the bank's dime.

ok_dad

I thought the free market was important, but you seem to just want handouts. Shouldn’t your business have failed if it wasn’t resilient? Why was your family business more important than any of the families who lost everything during covid? What hypocrites you MAGA folks are!

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blululu

So like $2500 per person? Another round of stimulus checks would have been better

lotsofpulp

The purpose of running the money through employers via PPP was to ensure the socioeconomic rankings didn’t change, so that employees still needed their employers.

Giving everyone more cash with no strings attached would have given them more negotiating power against employers.

mattmaroon

Or it was because employees need jobs a lot more than they need $2,500, so if everyone got $2,500 and lost their job, employees would be screwed in like 3 months.

Profit may not trickle down like you hope but pain sure does.

jcbe

Great tool. I recognize at least three names in my neighborhood who received money for a new single member LLC

bt3

I immediately noticed this as well. In many cases, they weren't even LLCs, just names.

Maybe my memory is hazy from that period, but I don't recall the clear call to action to request five-figure loans as an individual, (almost) all of which appear forgiven.

jackstraw14

I looked for my family's businesses and other old friends and didn't find any of them. Texted my parents about this and they sound as surprised as me, and they have had a small local business for about a decade before Covid. My mom wasn't even aware that they would be eligible. And yet I see individuals, and others in my hometown whose businesses consist of only them and possibly one other person (likely part-time) made out with tens of thousands of dollars, all forgiven. Self-employed and sole proprietorships even. One family who I was always suspicious about how they always had whatever disposable money was needed for anything (the primary income was a local vending machine business) got $187k in this, according to this site. All forgiven.

azinman2

I saw one address where it looked like every family member got a loan. Pretty crazy.

jackstraw14

I found one address nearby that has a "Christian Ministries" listed at the top and 28 business and individual names below it, 1 loan each.

trashface

So many loans in my small town! Since covid it seems like there is so much new money in the town, I guess now I know where it came from. No way all this was spent on legitimate payroll.

I had an LLC but didn't get a loan, I feel like a sucker but, at least I don't feel dirty.

whoitwas

When's the investigation?

mikeyouse

The IRS has been investigating for years and secured at least 800 indictments.. I wonder if they’ll be defunded like all of the other arbitrary and self-destructive cuts across the government.

https://www.irs.gov/newsroom/irs-criminal-investigation-rele...

ed4bb9fb7c

I can’t believe there were only 3 loans in San Francisco.

But one of them is a whopping $661,500.00 to a cloud communications company. Such a joke!

Covid ruined our local family business. We didn’t see a cent despite applying left and right.

r3nruturnEr

Way more, the tool seems to just show a few options until you open the filters and select “search this area.”

theGnuMe

A bunch of landscaping companies near me got ppp loans all of whom kept working during covid.

jackstraw14

This is the best display of this data that I've seen so far, thanks for sharing OP. Truly wild seeing so many names of people I know raked in cash this way. Makes me start to understand where their seemingly endless money came from sometimes.

timeflex

Found 2 million by my apartment complex forgiven. They've done nothing since but raise rents & built 450 new units that has made my apartment sound like a war zone for the last 2 years.

Mainsail

TIL I investment firms received loans. Just noticed one here in Boulder.