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Visa and Mastercard are getting overwhelmed by gamer fury over censorship

utbabya

Interesting, DDoS in real life. Or rather slashdotting, since those are legitimate queries.

If I were Visa/Mastercard leadership I think at least part of me would be happy to see this blow up, long term wise. Hey it's not me pushing back now, it's prigs versus the people, with a much higher chance of legislation change come out of it. Which IMO is just in this case, common carrier status as it should have, open to judicial requested blockages based on laws that are draft by folks elected by the population.

We've a buncha RFCs specifying the architecture with three branches to deal with these problems in the most agreeable way to most people, as good as we could come up with as a species. Rather than drafting new RFCs without understanding the why those three branches needed to exist, how about patching them. Complete rewrite works too but that should incorporate all the crystalized knowledge in the legacy version, which we all know is hard.

Kapura

It's crazy that we live in a world where maybe a few dozen people's weird ideas about what shouldn't be allowed can cause payment processors to pressure the storefronts to delist the titles. It is censorship of something they personally find distasteful. guess what: nobody is forcing you to play weird art games about trauma.

obviously we must keep the pressure up on payment processors to reverse course, but we also need to push back against people in society who think they can decide what other adults are allowed to do on their own time. If folks IRL have weird ideas pushed back on IRL we wouldn't get to crisis points like this.

JumpCrisscross

> a few dozen people's weird ideas about what shouldn't be allowed

I want to underline the absurdity of a foreign feminist organisation [1], in this political environment, dictating what Americans can and cannot see.

[1] https://www.collectiveshout.org

ethbr1

I was under the impression that Australia was more America than America in a lot of ways.

Supposedly you can still hear the last of the V8 interceptors roar in the wild there...

averageRoyalty

Good. The rest of the world is used to rolling our eyes at Americans who can't handle the word cunt or show a dick on TV and the impact it has on us. It's not a bad thing to get a reality check for you.

shagie

The group that did this is Australian based on Australian laws on illegal pornography.

rodgerd

No more absurd than US card schemes dictating what I can and can't buy in another country.

JumpCrisscross

> No more absurd than US card schemes dictating what I can and can't buy in another country

Philosophically, sure. Practically, no.

America is an economic and military superpower. Washington having influence over its trading partners and military allies isn't unusual. To the extent I can think of something that mirrors the absurdity of this situation, it's American evangelicals running off to Uganda to stone gays.

makeitdouble

Visa/Mastercard banning porn has been a consistent and steady policy for years now.

Maybe this time it was triggered by this specific group, but it comes in a line of events that all went into that direction for years and years.

American puritanism is neither a flash in the pan nor a fringe movement of people that just need to be told how it is, IMHO.

galleywest200

Worth pointing out that this group that pushed this, Collective Shout, is Australian.

latentsea

If I were Visa/Mastercard, I would make it look that way too.

averageRoyalty

Yep, and their motivation was different (the opinion that banning these types of games reduces domestic violence) to Visa/Mastercard, but the goals align.

Twirrim

> Visa/Mastercard banning porn has been a consistent and steady policy for years now.

Yeah, because they got sued for processing payments on some porn sites that weren't taking down revenge porn. They're not puritans, they're concerned about their bottom line, and the lawsuits threatened them with losing lots of money.

makeitdouble

> They're not puritans

They don't need to. I'm saying that we've seen the same pattern for a while now, and puritan groups have enough money/influence to dictate a lot of how the online world looks like now.

I'd argue Visa/Mastercard could deal with the issue if they really wanted to, but as you point out they're following the money, and I wouldn't expect them to do otherwise either. I still think they share the blame (being opportunistic doesn't mean being above criticism), but you're right that more or it lays on other shoulders.

Yeul

I will say one thing for Puritanism they would have exiled Trump not vote him mayor.

sojournerc

Despite the down votes I think this is right. The reason the "conservative" side has voted for Trump is more voting against the other side. With maybe a Mitt Romney type and an actual primary, the religious right would go that way. Many conservatives do not like trump, but consider him better than the alternative.

I'm grateful my parents, who were life long conservatives, haven't lived to see the tragedy of what passes for Republicans these days.

makeitdouble

Trump is in favor of giving more power to US corporations and letting money speak ("deals", or bribery depending on your POV).

He's a very good defense against politicians with stronger ideologies, especially those more aligned with international values which tend to smooth out specific cultural gripes.

johnnyanmac

You're not wrong, in a vacuum. Proper puritanism would have been disgusted by trump for a good 20 years before his presidency. .

It's too bad that puritanism is often co-opted by the largest hypocrites. SO perhaps they would vote him in in practice.

kurthr

[flagged]

catigula

"People" isn't really the right concept.

Most of these groups buckle to well-funded lobby groups.

JumpCrisscross

> well-funded lobby groups

Collective Shout isn't this. They're closer to outrage entrepreneurs.

They identified a non-issue that one could generate outrage around, fundraised on that manufactured outrage, and then launched an attack nobody was defending against because the issue was made up.

catigula

I'm less concerned about them and more concerned about groups that are known and bill themselves as credible resources for "extremists" but have extensive ties to foreign states.

null

[deleted]

LtWorf

Sounds like the debian community team asking for immediate removal of offensive fortunes after they had been there for several decades, without of course even understanding the language the fortunes are written in.

nitwit005

It's still people. There's a small group of decision makers that matter.

They're absolutely ignoring a bunch of other well funded lobby groups. This idea just appealed to them, for whatever reason.

throitallaway

The founding fathers knew what they were doing vis a vis separation of church and state.

null

[deleted]

littlestymaar

Freedom of speech goes both ways, even people we disagree with are free to express their opinions.

The real problem is how can it be legal for payment provider to forbid stuff that isn't illegal, no matter what it is.

Had Steam decided to deplatform some content, it's up to them (although centralization through steam of other platform causes an unwarranted concentration of power) but that third parties can intervene an have a say in what is allowed and what isn't anywhere on the internet is a very serious trouble.

arcfour

The payment provider has the right to refuse service to anyone for any reason, being forced to do business with someone is the same thing as compelling someone to speak (or not speak).

Two wrongs don't make a right.

johnnyanmac

Okay. That isn't their argument, though.

>We do not make moral judgments on legal purchases made by consumers. Visa does not moderate content sold by merchants, nor do we have visibility into the specific goods or services sold when we process a transaction.

So they are trying to outright lie or they are so disconnected they are ignorant of what other parts of their company are doing. Neither are a good luck.

littlestymaar

There are two parts in this argument I disagree with:

- that doing business is akin to speech.

- that corporations are entitled human rights (freedom of speech).

Also, freedom of speech means nothing for humans if corporations can force their customers not to discuss certain topics in the name of “I don't want to do business with someone who says that”.

leoqa

I really disagree. I think hentai is a flimsy wrapper around child fetishization and needs to be heavily regulated. I think having rape or torture simulators are extremely harmful in multiple ways.

Really would prefer the government outlaw these things but I don’t mind companies protecting themselves from liability.

Seb-C

In my opinion, this content has a net positive effect on society.

While of course I cannot approve those activities, we cannot ignore the fact that there exists people who are sexually attracted and aroused by children, torture, rape and many other things. And we know that you don't get to choose your sexual orientation, it just happens.

As a parent, I find it reassuring to live in a country where those people can relief their pulsions through fictional content. Stripping them from this option would only make them suffer through this pain and shame until a point where they cannot endure it anymore and end-up harming real people.

We know that harassing and witch-hunting minorities doesn't work and actually makes the situation worse. As uncomfortable as this specific case is, I believe that it's much better to help them find a way to live peacefully in society.

fruitworks

I don't think it's a good idea to deputize payment processors. They are practicially natural monopolies due to network effects.

If it's illegal then the government should pursue it directly. It's better tested in court than behind closed doors.

const_cast

We can't go banning things just because they can, potentially, be used for "child fetishization".

Movies can be used for that purpose, and certainly Hollywood knows that. Books. TV. Any form of media.

Not to mention, rape and torture "simulators" (do you by change mean media?) are integral to our understanding of those things. What if rape survivors could not speak it, for it is too shameful?

And, the elephant in the room, sex is alone on this pedestal. Sex, alone, is uniquely stigmatized to a degree that nothing even comes close. Violence, no matter how gruesome and vile, does not reach even 1/1000th the scorn of even modest sex.

This is a purity game, plain and simple. The shame around sex and the extreme desire to control it comes from the patriarchy and religious ideals. These should not be humored.

Spivak

Well, at least in the US, it's legal to draw, sell, and purchase those drawings—no wrapper needed it can be explicitly cp. And while I have negative infinity desire to consume or encounter this kind of content I nonetheless think it should exist as a 'methadone' for folks whose sexual frustration might otherwise drive them to do something horrible.

And if we allow it at all I don't think it makes sense to pick and choose what artistic mediums it's allowed to take no matter how abhorrent I might personally find it.

poszlem

Allow me to recommend “The Most Intolerant Wins: The Dictatorship of the Small Minority” (https://medium.com/incerto/the-most-intolerant-wins-the-dict...) to help explain why.

amelius

Funny when at the same time people call democracy "the tyranny of the majority".

gsf_emergency_2

both can be true at the same time: when the majority are voting for the same policies they have always been, and the parties move their positions such that they divide the votes between themselves as evenly as possible, the outcome does depend on a minority of swing voters

Taleb's examples are a variant of this, where the majority is passive instead of static

johnnyanmac

If we had a fair popular vote, perhaps. As is, National US elections is disproportionately focused on appealing to 6-7 purple states opposed to who has the best platform for the country.

numpad0

I suspect a lot of people are rather comforted by the fact that it was pornographies that were removed at first. Now the waterline has moved up to horror games[1]. Mouthwashing(2024) is a horror adventure game available on all 3 major game consoles as well as Steam, and now it's hidden on itch.io. Think about that.

1: https://itch.io/search?type=games&q=mouthwashing&classificat...

2: https://en.wikipedia.org/wiki/Mouthwashing_(video_game)

speff

Mouthwashing was delisted for reasons unrelated to the Visa/MC kerfuffle [0]

> This game hasn’t been indexed since October 2024 since it doesn’t meet our indexing criteria: https://itch.io/docs/creators/getting-indexed#why-isnt-my-pr...

> The developers are using a “Download” button as a link to Steam. The developer took down any playable files form this page in 2024.

[0]: https://itch.io/post/13496611

deathanatos

The current discussion included games like Detroit: Become Human, which AFAICT does not include the kind of content being objected to here[^1].

[^1]: I think there is a sexual assault scene against a robot — but the game isn't glorifying SA; if anything, exactly the opposite, since the entire point of the story is focused on questions of sentience and moral grey to outright morally horrendous areas around the rights of robots who are gaining sentience but exist in a society that does not see them as beings deserving of rights, but rather as objects, and the conflict/problems that creates.

To classify it as "rape content" or "porn" would require stripping it of literary & artistic value. Which seems to be the endgame of most of these book-burning groups.

colonwqbang

Crazy, that's a very acclaimed game which won multiple awards. The story alludes to past rape but nothing is depicted in the game.

Many of the books we read in school would be banned if these people had their way.

justsid

No worries, this pearl clutching is getting many books that we read in school banned as well.

tofof

Always has been. Julie of the Wolves is a Newbery winner and the sexual assault in the first quarter of the book is central to the entire story. The Giver is another, and deals with euthanasia and infanticide (literally 'abortion after birth'). Number the Stars, again a Newbery winner, dealing with escaping genocide. The Slave Dancer - guess that topic? Summer of the Swans, with a mentally disabled sibling? Shiloh - animal abuse. Maniac Magee - racism.

And they've always been being banned for these things. And these are just from the <100 Newbery winners.

vunderba

Unfortunately, many people will support a law provided that the first order consequences align with them ideologically - irrespective of the potential PRECEDENT aforementioned law results in.

throitallaway

Next up: anything with LGBTQ characters. GTA 6 is going to have to get some rewrites!

on_the_train

Porn wasn't the first by a long shot. It was just the first that people felt comfortable speaking up against. Up to that point everyone seemed mighty fine that these companies rule the world

benoau

> “We raised our objection to rape and incest games on Steam for months, and they ignored us for months,” reads a blog post from Collective Shout. “We approached payment processors because Steam did not respond to us.”

Right about now Visa and Mastercard realizing they should have done the same.

Terr_

Especially when it's just the opening wedge for groups that obviously plan on an indefinitely escalating list of demands.

averageRoyalty

> Right about now Visa and Mastercard realizing they should have done the same.

Why should they? They have a global duopoly, there's not going to be any long term impact here.

BolexNOLA

The problem is that in the current environment all it takes is one right wing grifter to go “visa protects rapists and pedophiles and their sick twisted games/fantasies” for conservative “boycotts” and negative PR campaigns to go in to full swing. And if they survive that, there’s always a chance the current White House will catch wind and use it themselves as a cudgel.

jennyholzer

Are these "cancel culture" takedown campaigns at all reflective of popular sentiment?

In 2018 and 2019 these campaigns and their ramifications (be they positive or negative) were consistently present in in-person conversations I was having at the time.

In 2025, these campaigns strike me as outdated and significantly less popular compared to 5-7 years ago. The people I know in real life talk about other things.

It is plainly clear to me that with a decent botnet one can easily manufacture the illusion of social outrage on Twitter/X.

With that in mind, I find it hard to believe that there is even a critical mass of people supporting this takedown campaign.

Has anyone with any sort of reputation backed this takedown campaign?

fn-mote

> Has anyone with any sort of reputation backed this takedown campaign?

Once the payment processors are on board, it doesn’t matter who else is involved. That’s all the rep you need.

Even if this was entirely the result of manufactured outrage (and I think this is your point?), you need a way forward.

I believe it is not getting rolled back even if someone were to discover the instigators are (say) Russian sock puppets.

BolexNOLA

>Are these "cancel culture" takedown campaigns at all reflective of popular sentiment?

I mean look what happened to Budweiser for sponsoring one person identifying as trans and making like 2 cans for it. Doesn’t matter if it’s popular or not, if the outrage is loud enough you can dominate these businesses.

zahlman

> In 2008,[4]: 84 [Melinda Tankard Reist] co-founded Collective Shout for a World Free of Sexploitation (or simply Collective Shout), which self-describes as "a grassroots movement challenging the objectification of women and sexualisation of girls in media, advertising and popular culture."[14]

Is that what "right-wing grifters" look like nowadays?

BolexNOLA

>in 2008

You have to go back 17 years to make a modern cultural argument? 2008 is as far from 2025 as it was 1991, for reference. Instagram came out 2 years after your reference.

stelonix

It is not specific to right wing grifters. Left wing grifters use the same talking points but with a different reason behind. Yet they want to censor the same products: one group based on puritanism & moralism while the other based on feminism & LGBT rights. Both extremes want the same thing.

Terr_

Are there any examples where someone got "de-banked" or "de-payment-processored" because of misogynistic (but legal) content?

Two different people might both want $100 from you, but that isn't enough for an equivalence: I'm sure you'll agree there's an enormous practical difference between the one that does/doesn't think "knife stabs" are a valid tactic. Or even just between two where only one owns a knife.

jennyholzer

I don't think it makes sense to label either group of grifters based on stated political affiliation; These groups are linked because they are both grifters.

The politics are just a costume that ingratiates the grifter with their target market.

myko

Reading this it seems to equate feminism and LGBTQ rights with extremism, which doesn't feel correct at all

holsta

> Both extremes want the same thing.

Citation needed. The 'extreme' feminism & LGBT tends to revolve around identical pay, being able to walk down the street without getting assaulted or being able to work without being harassed or discriminated against.

seivan

[dead]

awnird

[flagged]

msgodel

[flagged]

duxup

Payment processors as gatekeepers is absurd, even worse the entire system is completely opaque.

A local company who makes swords (very nice ones) ran into an issue where they couldn't take credit cards. No warning, they weren't even told, they were just added to a list and couldn't take payment. https://www.youtube.com/watch?v=nLIcohyT5Dc

They still haven't completely resolved the issue / don't know how they ended up on a bad list.

The idea that someone somewhere else complains inside an opaque system, and your ability to do business ends without warning is absurd. You can't appeal, you can't talk to anyone, you're just hosed. In some cases you AREN'T EVEN TOLD what is going on.

shagie

> Payment processors as gatekeepers is absurd, even worse the entire system is completely opaque.

Yes... but if payment processors are going to be charged in criminal cases that involve the use of their systems for purchasing things that are illegal, then they have an interest in not being in that situation.

From earlier this year:

https://www.reuters.com/world/us/us-whistleblower-says-maste...

> Jan 24 (Reuters) - Mastercard and Visa failed to stop their payment networks from laundering proceeds from child sexual abuse material and sex trafficking on the popular website OnlyFans, according to allegations in a previously undisclosed whistleblower complaint filed with the U.S. Treasury’s financial crimes unit.

> The whistleblower, a senior compliance expert in the credit card and banking industries, said the two giant card companies knew their networks were being used to pay for illegal content on the porn-driven site since at least 2021, and accused them of “turning a blind eye to flows of illicit revenue.”

And from 2022:

https://corporate.visa.com/en/sites/visa-perspectives/compan...

> On Friday, July 29, a federal court issued a decision in ongoing litigation involving MindGeek, the owner of Pornhub and other websites. In this pre-trial decision, the court denied Visa’s motion to be removed from the case on a theory that Visa was complicit in MindGeek’s actions because Visa payment cards were used to pay for advertising on MindGeek sites, among other claims. We strongly disagree with this decision and are confident in our position.

Given this, it is a completely reasonable position for payment processors to decide not to touch anything that they can be brought into legal liability.

They'd likely prefer not being gatekeepers of money, but if they're going to be brought into a court and sued each time someone uses them to purchase something that may be illegal, they're going to take steps to not be brought into court.

pembrook

The fundamental issue is the existence of an iron clad monopoly of 2 payment providers.

It’s a choke point on the entire economy for any sufficiently motivated interest group that wants to ban something that would otherwise be legal…lobbying a few executives at Visa/Mastercard to shut off the taps is much easier than lobbying government to pass a law.

With no mandated open protocol for (legal) payments or legal protections like the internet has, this will continue to be a problem and will only get worse.

Ultimately I think digital payments should be facilitated on government rails just like cash is. Where any decision to block a payment should be determined by law, and require actual skin in the game from elected representatives who are fireable by their constituents.

Workaccount2

I have had running ideas for creating a credit card company for about a year now. It's an idea my head keeps wandering back into. The system is so ripe for disruption.

But the start-up costs are mind-bogglingly insane, and the organizations best equipped to help you with capital and/or navigation are the very organizations you would be rug pulling in some way or another.

Khaine

It has nothing about it being a duopoly, it has to do with the fact that governments have deputised payment processors and banks to regulate payments.

qualeed

>if payment processors are going to be charged in criminal cases that involve the use of their systems for purchasing things that are illegal

>sued each time someone uses them to purchase something that may be illegal

The removed content was gross, but it was legal content. That's the heart of the issue.

pryce

It sounds like the payment processors aren't well-equipped to know what item counts as illegal content or not, and that relying on the reckons of some evangelical activist group with a history of homophobia is predictably terrible option. I suppose other than the expensive and years-long task of developing significant domain expertise themselves, payment processors would probably like instead to defer their decisions to some other legal entity, perhaps some kind of government-funded organisation.

With the surge in anti-gay 'groomer' conspiracy theories now retargeted towards trans people comprising much of the electoral campaign of the incumbent president, it is hard to imagine a less appropriate climate for a US government to create anything to fill that gap.

bluGill

Are you 100% sure it is legal? No possibility that something is illegal.

ragebol

But why should the payment processors be in court? They are just a 'road for money'. Normal roads nor toll road operators aren't going to be charged with a felony if a criminal uses their roads, why should that be different for payments processors?

null

[deleted]

the8472

Well, then stop doing those transactions in <country>, not globally. Why am I not allowed to buy something just because some organization in <country> threatens lawsuits there or whatever?

In other cases multi-nationals (e.g. AWS) are perfectly willing to claim that they're operating a local company under local laws and you can totally trust them to protect local customers from extraterritorial government reach.

Additionally, if this were only about legal risk to the payment processors themselves there would be no reason for them to demand that those games are delisted. They'd only have to refuse supporting the transaction. The game stores could continue to list them and require different payment methods.

garyfirestorm

Why should they be responsible for what is hosted on OF? It’s like blaming an ISP for letting you use internet because you accessed illegal stuff.

TheRealPomax

A payment processor, by definition, does not know what is being bought, it merely mediates payment, And as such is not a party in crime.

tracker1

I've seen this happen to a lot of businesses around all kinds of arms, even if not directly selling weapons, but doing training, etc. I've also seen social media figures who are prominently politically oriented face similar issues with donation platforms due to pressure from payment processors/cc companies.

It's really icky to say the least. There's plenty of groups I'd love to see debanked on a personal level... that said, I think it's entirely wrong for anyone not breaking domestic laws where they are.

axus

Can you buy a gun with a credit card in the US? I presume yes. Why would other weapons be different?

giantg2

Becuase guns have higher protections, more stringent seller regulations, and advocacy groups. In some localities, things like swords can be illegal to own. The dealers generally don't need a special license. With guns, you have an FFL which is heavily regulated. So as a payment processor, there's a greater chance that a merchant selling a sword might be violating the law than an FFL selling a gun. Then the advocacy groups for guns are much more active than the ones for knives and swords.

Ferret7446

Because Visa said so presumably, which is the issue at hand.

monocasa

Yes, you can.

cyanydeez

Thankfully, politics is now a arm of corporate policies so theres really no real concerns about fascism.

quantified

Don't forget the </sarcasm> tag.

kelseyfrog

> Payment processors as gatekeepers is absurd, even worse the entire system is completely opaque.

This is what the end-game of unspooling government functions into the private sector looks like. The decision still has to be made, but rather than petitioning representatives to arrive at a democratic solution, we have to appeal to corporations and fight public opinion turf wars where optics and boycott pressure are the levers of change for our collective rights.

Ferret7446

Not quite, the payment processor monopoly is maintained in part due to regulation, so the government has a hand in this private-public scheme, and this would not happen if there were competition, which is why porn sites and such often accept crypto now.

const_cast

No, the monopoly is natural and obvious. It would have always happened.

Do you, as a developer, want to wrangle together 20 different payment processors so you can sell shitty 100% polyester T-shirts? No.

Do I, as a customer, want to have to carry around 20 different cards just so I have a chance at being able to pay at an arbitrary merchant? No.

And do I, as a business, want to pay for the additional complexity of managing fees across so many processors? No.

So everyone actually wants the same thing: very, very few payment processors.

Dylan16807

> The decision still has to be made

Well, not really. Right now we're making two separate decisions. One for what is legal to sell, and one for what you can meaningfully sell. Those shouldn't be different, so the latter decision shouldn't be happening.

iAMkenough

> rather than petitioning representatives to arrive at a democratic solution, we have to appeal to corporations and fight public opinion turf wars

This sums up my experience with my representatives in recent years. You only get a meeting with my reps if you're a large donor or you cause enough public outrage.

Otherwise they feel no obligation to their constituents and hope that the automated form letter (in varying font sizes and colors between paragraphs) they send you in response is enough to appease you.

wwweston

Having gatekeepers isn’t so much the problem — there’s stuff almost everyone agrees should be gatekept (and other things that maybe should be even when not everyone agrees).

The problem is that we build these systems where no one seems to want to or have incentive to thin about responsible administration, reasonable feedback, appeal, and accountability. Everybody who can just gets lawyers that work to insulate themselves, sometimes because they don’t give a damn and sometimes because that’s what the incentives of exposure sometimes abused are.

ozim

Article is about how angry crowd just overwhelmed support lines for those companies.

Let’s just think why it would not be feasible to build proper system.

Maybe because bunch of angry assholes would take it down instantly filing bogus claims.

Molitor5901

It's essentially a duopoly that should be broken up.

Khaine

The US Government has forced payment processors to be gatekeepers through legislation like AML/CTF

zzo38computer

I prefer to pay in cash when I can do so. I think payment by cash and by barter will be better, in situations where that works.

However, for computer payment, I had another idea is to make a "computer payment file" that contains the order division and payment division, and with encryption and signature, and send that to them. You will first receive the file telling what payments are acceptable and can use that to make the file to send to them. Stallman mentioned the possibility of payment by cash by pay phones (or with a prepaid phone card), so that might be one way to do it, too; after you figure out the price, you can receive the payment code and include that in the payment file. Other methods of payment would be possible (e.g. store credit), so the payment file can work independently of what kind of payment.

lawlessone

>Stallman mentioned the possibility of payment by cash by pay phones (or with a prepaid phone card), so that might be one way to do it

I haven't seen a working payphone since the 90s lol.

quantummagic

Here, it's not just about poor maintenance. Every single payphone in my city has been removed. They just don't even exist any more.

KetoManx64

Overcomplicated and unnecessary considering that Bitcoin and lightning exist and are growing exponentially every month.

Square is currently rolling out the ability for merchants to accept Bitcoin on their terminals.

quantified

Porn has driven improvements in a bunch of tech: adoption of higher-speed broadband and payment systems being two of them.

If paid sites started accepting bitcoin, it would definitely spur wider adoption.

zzo38computer

One problem with bitcoin is requiring too much energy use, but anyways it is independent from the "computer payment file" which can be used with multiple methods of payment. (Computer payment file is also intended to solve some other problems involved with computer payment, including various types of cheating that the merchant might do.)

jgilias

It’s telling you’re being downvoted. But yeah, for one, Bitcoin does actually fix this.

yieldcrv

It’s funny because lightning recreates this article’s problem

DrillShopper

Too bad Bitcoin is a piss poor medium of exchange unless you're ransoming personal data or stealing pensions from old ladies.

lenerdenator

I love how the thing that got the pushback wasn't some small business getting screwed without recourse, but cutting off gooner games.

Ah, priorities.

duxup

It's always funny to me how may of the local small business folks align themselves with what they think are business friendly politicians. Those politicians don't care about them ... they care about big business and big business doesn't care about small / happy to push them out of the way.

johnnyanmac

Consumers don't necessarily care about businesses, they care about products. And even then they will feel like bad products getting screwed "deserved it".

But when they value something and it's taken away, yea. Recipe for mass anger.

AlexandrB

That's not really surprising. The size of the audience for the latter >> the size of the audience for the former. Most people aren't going to go out of their way to sit on the phone for hours because a small business in another country is being treated unfairly.

ThrowawayR2

The leadership at Visa, Mastercard, etc. know damned well that consumers and businesses have no other realistic options than them and that a consumer campaign is unlikely to sustain itself for more than a few weeks. What we need is pressure on politicians, particularly Democratic legislators and candidates who are desperate for an issue that will garner them support and votes.

persolb

Is AmEx any better? I’m planning to cancel my Mastercard with this gatekeeping as a reference to why. It seems to be the most effective lever most of us have.

daveoc64

American Express has always had stricter policies about adult content than Visa or MasterCard.

They don't allow their cards to be accepted by pornography sites.

VWWHFSfQ

> Democratic legislators and candidates who are desperate for an issue that will garner them support and votes

"gamer fury" over not being able to buy porno video games with their credit cards is not exact something that is going to garner the Dems any new support or votes.

qualeed

If that's how you choose to frame it, you're absolutely right.

If, instead, you frame it as "Duopoly of payment processors are deciding which legal content you are allowed to purchase.", surprise, you'll get more support.

ianferrel

"gamers who want porn games" is how it will be phrased by their political opponents, and I expect they'll be more persuasive. This is probably not a winning political issue.

Censorship has lots of popular support most places. The reason it's less successful in the US isn't because people in the US are broadly opposed to it; it's because the courts have traditionally upheld strong rights to freedom of expression under the 1st Amendment.

JumpCrisscross

> "Duopoly of payment processors are deciding which legal content you are allowed to purchase.", surprise, you'll get more support

From whom?

There are better free-speech hills to die on. Unless gamers start organising themselves civically, this issue has too many weaknesses to base on.

VWWHFSfQ

Sure, but that's way too abstract and nobody is going to understand that. They'll say, OK, but what's an example of the problem? And then the gamers have to explain that they can't buy pornos on their gaming rig anymore.

spencerflem

They don’t seem to be acting very desperate to me

eastbound

The question I have about most conspiracies including this one is: Why? What’s the motive?

You can do everything with a debit card, it probably already happened that Visa was used to facilitate buying a weapon for a school shooting: Were they annoyed?

You can buy a dildo with a Mastercard on Amazon: Are they annoyed?

But games? Why?

devmor

Ideology. Some religious, some not.

Loud, wealthy people with extremist beliefs are behind most of the actions that restrict our ability to exercise our rights.

This one in particular is an attack on art. It’s not just games, but traditional types of art as well that are currently affected by this issue. There is a certain ideology that views non-mainstream art - particularly art that tells a story about uncomfortable subjects - as something “degenerate” to be eradicated.

flumpcakes

I would strongly argue that a game that's only purpose is to seek enjoyment from the forceable rape of your family members is no 100% squarely in the 'degenerate' camp. Fictional media or not.

cherioo

It is always about money. Visa was sued for facilitating child porn, and I am guessing they don’t want to wander into another one.

dehugger

Is there a reason steam hasn't just changed policy so that adult games can only be purchased with store credit? They already have systems in place to load a steam balance, which isnt refundable, and then buy games with it. Just lock these games to only use that payment type...

qualeed

Visa/Mastercard can, conceivably, just tell Steam "if X content is available on the platform at all, regardless of payment method, we will no longer process your payments."

deepsun

Well, if they block whole Steam, it will create way larger outrage. I am sure they will dare not.

mrweasel

I'm sure they do. Who would last the longest, VISA or Valve? The court proceedings would drag out long enough the kill Valve. Afterwards VISA and MasterCard would just ask "How else would you pay?".

As long as VISA and MasterCard are only targetting adult content they are pretty much free to do whatever they want because no politician is going to go out and defend pornography.

qualeed

It would mean some bad PR for Visa/MC for awhile, and it would absolutely decimate Steam.

If I were Steam, I would not call that bluff.

nemomarx

It would also basically shut down steams income for a while, so neither one of them really wants to test it right?

bsder

> I am sure they will dare not.

I think Visa/MC very much would dare.

Valve isn't ready for this battle ... yet.

I imagine they are girding for it, though. It simply wasn't a feasible battle until probably this year. FedNow and other things are just coming online. I suspect that Valve will begin incentivizing using that system rather than Visa/MC extremely strongly.

sherburt3

There are better hills to die on

catlikesshrimp

Why would Steam die on the hill of adult content?

crvdgc

The problem of Visa/Mastercard blocking Steam is not the loss of revenue per se, but a potential viable alternative could capture this niche market and use it as a base to displace them entirely. To buy games, we have to set up GamerPay, then why not use it for the next online shopping?

In China, where more than two competitors exist, many are willing to subsidize their customers just to have their service used.

toomuchtodo

Stablecoins and FedNow instant payments are options. Walmart is about to offer Pay by Bank using FedNow instant payments rails to avoid credit card interchange fees, for example. Does Coinbase offer payment processing yet? Could be the next Superapp competing against PayPal’s global digital wallet.

qualeed

Coins, maybe. FedNow is US-specific, though.

In any case, as it stands right now, Steam losing Visa/MC processing entirely would be catastrophic to their business.

motbus3

What is happening to the world right now where everyone wants to act like the censor or the ruler? Omg

johnnyanmac

It's nothing new, just the newest wave of credit card attacks based on ideaology.

But what's going on: lots of unrest in the world mixed with a dying generation with the most wealth trying to secure a legacy. Awful combination for freedom and livelihood.

averageRoyalty

Visa/Mastercard have been doing this for decades, it's certainly not a "right now" thing. You might just be hearing about it.

_Algernon_

It's a consequence of concentration of power. People and organizations do what they have the power to do. Which is why the democracy is built on splitting power between as many people as possible.

Private, consolidated mega-corporations largely sidestep the democratic process, and these kind of things are the consequence of that.

CivBase

This isn't new. It's just an increasing problem in a digital, cashless world and people are getting sick of it.

ksec

There is no better time to push for a third payment processor. One that focuses on privacy ( although may not necessarily be anonymous ), smaller amount, maximum of $800 per transaction. Wanting to buy a few hundred dollar worth of goods in modern day does not need to neg or kowtow to some payment companies.

Japan has Suica, Hong Kong has Octopus. But I wonder why a lot of these never made their way to online payment. Something I thought Apple Cash would do. But somewhat never materialise.

SilverElfin

Some things should be regulated heavily. But payment that is private by default and censorship free should just be a public (government run taxpayer funded) service.

bsenftner

Doubtful. This article is pandering to the game audience, with absolutely no substance. The "overwhelming" is pure lies. Do not believe the hype.

johnnyanmac

So what's your counter evidence? Did you call Visa and have empty lines on the phone? did you not receive the email shown in the article?

wting

Visa, Mastercard, payment processors, banks, etc act as accountability sinks[0] for governments and political group by design. They are arbiters for moving/blocking money, not taking principled stances; there is no net neutrality equivalent for financial networks.

There's a lot of wasted discussion talking about an intentional design decision because they're arguing from consumers' perspectives, ignoring the huge benefit to political organizations (e.g. freezing Russian assets).

0: https://aworkinglibrary.com/writing/accountability-sinks